Saxo Premium General Terms

As a Saxo Premium member, you have access to read and listen to the books made available from the service. The books that are accessed via the Saxo Premium membership appear from the Saxo app. Saxo Premium's range is only available on the Saxo app and differs from the assortment you can find on Saxo.com.

As a Saxo Premium member you can also buy books at a member price and thus achieve great savings. Please note that you can order one copy of a specific book, e-book or audiobook. Member price does not apply to gift certificates for Saxo.com, gogift.dk and certain study books as well as antiquarian books.

You also always get free shipping on your orders to Denmark with at least one delivery method, and you get extended cancellation right. As a Premium member, you have 90 days of right of withdrawal. Read more about when the right of withdrawal applies in " Sales and delivery terms for physical goods " and " Sales and delivery terms for digital goods ".

The price of your Saxo Premium membership is automatically deducted each month via an associated payment card.

Age limit and payment terms

You must be at least 18 years of age to obtain a Saxo Premium membership. The commencement of the Saxo Premium membership takes place by purchasing this at Saxo.com. Then, a monthly payment is charged on the payment card you have stated at the time of purchase. You can always edit in the associated payment cards under payment cards in "My Saxo" at Saxo.com.

If you have received a free trial, payment for the Saxo Premium membership will only be charged after the free trial period has expired. If you terminate your membership during the trial period, you will not be charged for membership.

There is no binding on the Saxo Premium membership and you can terminate your membership at any time. Each user can receive a maximum of one free trial. You can always sign up as a paying Saxo Premium member again.

We reserve the right to change the billing time if payment via your debit card has not been settled. If the membership started on a date that does not exist in the following month, you will be billed through your debit card on a date in that month that we consider appropriate. For example, if you start your Saxo Premium membership on January 31, your next payment date will probably be February 28, and you will be billed through your debit card on that date. Inquiries related to payment should be directed to Saxo.com's customer service by phone, email or chat.

Liability and liability

Signing up for the Saxo Premium membership is active from the moment you either start reading a book in the Saxo Premium range or ordering a product at a member price. After enrollment, membership will automatically be renewed each month (by a further month) until termination. If you have signed up for an annual membership, this will also be automatically renewed until termination.

You may revoke your permission at any time for Saxo Premium to deduct the amount from your payment account, except for the first 48 hours.

Your payment card information is stored in encrypted form by our payment provider.

Access to Saxo Premium

To be able to read and listen to books on Saxo Premium you must download the Saxo app. The fee charged for membership does not include external costs such as data usage. You stand for this yourself.

In addition, you have access to purchase books for member price at Saxo.com.

In-app purchases

When buying goods or signing up for subscription services using Apple In-App-Payment, all payments and transactions will be handled directly through Apple's in-app purchase process.

Limitations on Saxo Premium

Membership is personal and may only be used by private individuals for their own private purposes. Membership must not be shared and it is not allowed to use membership for commercial purposes or in public contexts. A membership cannot be combined with an account as an invoice customer (company / public institution).

Any kind of copying or publication of content from Saxo Premium is prohibited.

You can read and listen to books offline if you have added content to offline mode. This approach will terminate if you do not pay its membership and / or if you have not had your tablet / smartphone online within 30 days. For offline content, the same terms as described for online content apply.

Saxo Premium copyright

You may not use the Saxo Premium Membership other than as intended, including attempting to print or copy the contents of the Service, artificially increase the number of readings / listeners / downloads, assign the User Name and Password to any third party, bypass technical mechanisms that are implemented to protect the service against violations of rights, including copying / reproduction / distribution, or using the service in violation of applicable law and law.

Saxo.com can at any time close access to the service of a member if one finds reason to believe that the service is being misused.

The contents of Saxo Premium belong to third parties and are protected under Danish and / or international copyright law. Any form of copying, distribution or other infringing use of the Content is prohibited and may be prosecuted by Saxo.com and / or the author. As a Saxo Premium member, you have no rights to commercial use, sale, resale, copy production, distribution, content promotion or any other form of redistribution of the content in any way. As a Saxo Premium member, you understand and acknowledge that the copyright holder of the content of the Service may exercise its right - including prohibiting and claiming damages for any infringement - directly to the Saxo Premium Member.

Termination of the Saxo Premium membership

When registering as a Saxo Premium member you can terminate your membership at any time, except for the first 48 hours. You terminate your membership under "My Profile" and "My Membership". Upon termination of your membership you will receive a confirmation per email. If you do not receive confirmation of termination of your membership, you may not consider your membership terminated and please contact customer service here. Under "My Membership" you can reactivate your membership if it happens within the ongoing active period. Upon termination of the membership, automatic renewal stops. You have access to the contents of the Saxo Premium benefits for the remainder of the active membership period after termination. If you later wish to resume your Saxo Premium membership, you will be charged for one month's payment. Under "My membership" you can see upcoming payments and a payment overview. You are of course always welcome to sign up as a Saxo Premium member again.

Changing terms

Saxo.com may, at one month's notice, amend the terms of this Agreement or impose any rules, terms or conditions for the use of the Saxo Premium Membership. You will be informed about this via the email address you provided at registration and at Saxo.com. In the event of insignificant changes, you are informed solely on Saxo.com. Changes due to circumstances beyond Saxo.com's control, including alteration of third party rights or the like, may be implemented as soon as required and with short notice. Continued use of the membership for terms and conditions will be seen as acceptance of the changed terms on your part.

Cancellation

You have a right of cancellation of 14 days upon registration as a Saxo Premium member. You regret by notifying us that you regret. For example, you can send an email informing you that you regret, to info@saxo.com . You can use the withdrawal form.

If you regret your registration within the 14 days, Saxo has the right to charge a reasonable amount based on the use of the membership and deduct this from the refund.

Fair-use

Saxo.com reserves the right to close access to the Saxo Premium membership and to cancel any eventuality. open orders that violate the applicable membership terms and conditions, if there is reason to believe that the Saxo Premium membership is being over-used or misused. By over-consumption is meant that more than one of the same title is ordered for a member price or you open more than 100 membership books in the Saxo app in 30 days.

Donations

Donations to UNICEF are non-refundable. Returning an item purchased with a donation will only refund the amount of the item.